Disclaimer
Rates based on 30-day lock* period and are the lowest amongst all our lenders. Depending on the borrower(s) financial situation and qualifications, we may qualify you with another lender. Hence, rates/costs may be higher. This pricing is for informational purposes only and does not constitute a loan approval or lending commitment. Rates are subject to unnoticeable change. They can change several times a day. Interest rates and APRs are for informational purposes and do not include all applicable or possible third-party fees. Your actual rates, payments, and costs may differ. Payment Column does not reflect T&I portion for loans with escrows. For Monthly Mortgage Insurance Premium or Mortgage Insurance Renewal, consult with your loan originator.
*30-day lock is the industry specific language
Who we are
Loankea is the first digital provider of complex mortgage solutions all in one place. Whether you need a super low rate to refi your current mortgage, buy investment property with no income requirements, or qualify with no W2/tax returns.
We have an online process that gives you the ease of interaction and transparency. Based in San Francisco Bay Area – we leverage all technology and credit market expertise for our clients’ best interest.
How we do it
We utilize multiple integrated systems and pricing engines together to create a smooth process for our clients. From getting a quote to prepare an application and pre-approval, to underwriting and closing.
We have instant updates for client with secure and interactive portal. This process is always controlled by our mortgage professionals to provide best customer experience.
Our Experience
We have tens of years of experience in finance, lending, wealth management, investments, and technology. We know:
What rates are the most aggressive each day.
1
How to find the best option even for an overly complicated scenario.
2
How to deliver private banking services to our borrowers and partners.
3
What is going on in the financial and credit markets.
4
How to manage IT stack and adopt modern solutions to improve clients experience constantly.
5
Our Experience
We have tens of years of experience in finance, lending, wealth management, investments, and technology. We know:
What rates are the most aggressive each day.
1
How to find the best option even for an overly complicated scenario.
How to deliver private banking services to our borrowers and partners.
What is going on in the financial and credit markets.
How to manage IT stack and adopt modern solutions to improve clients experience constantly.
2
3
4
5
Digital Third-Party Providers
We are looking for advantageous services providers:
Total costs of the Mortgage transactions may consist of many different vendors and payees. In the modern technology era, our goal is to find digitally enhanced and inexpensive solutions and let our borrower shop better for these services.
Settlement agent
Title insurance company
Escrow agent
Verification and loan review services
Notary
A lot of features like electronic notary, digital signatures, and instant verifications are available for clients but not always visible. We educate our clients and our real estate partners on new digital service providers that can dramatically improve experience and reduce costs.
For any digital service provider presentations or questions please send a request to future@loankea.com
