Conventional
Traditional mortgage loans, whether they are conforming loans backed by Fannie Mae or Freddie Mac. And even government loans insured by Federal Housing Administration or US Department of Veterans Affairs (VA).
All products are available with low wholesale rates. We already shopped for you and are ready for your application.
Jumbo
When your loan amount is higher than conventional loan limits set by Federal Housing Finance Agency – you need to look for a jumbo mortgage. Most of the time people look for it in their banks. Terms usually may not fit to all the clients’ needs.
The interest rate and fees often come out higher than expected. Even if you partner with the largest bank in the country, it does not mean it is cheaper than others.
We know exactly about the best wholesale rate at the moment. We will never ask you to come to our office. Instead, we use secure technology, concierge service and automation.
No W2 or Tax Returns
Nearly 30% of Americans are self-employed. Often time their reported taxable income and their real ability-to-repay is different than what conventional standards require. There are so many stories of successful people not getting a mortgage loan because their income was undervalued by their bankers and eventually denied.
We do the opposite. We have more than 700 products designed for self-employed clients offering low wholesale rates and easy ways of getting a mortgage.
We already shopped for you all unique products and you can submit your application online or from your mobile phone.
Property Rehab
*subject to investor experience, property type, location, guarantors’ credits, other terms may apply
Rates
Loan Amount
LTV
LTC
TERM
Property Types
Rates as low as 6.49%*
100,000 — 20,000,000
Up to 80%
Up to 90% (100% rehab financing)
1 — 5 years (plus extensions)
Residential 1-4, Multifamily, Commercial
Building a future through real estate renovation investments will always have a demand. Right financing is a key to maximize your return. We use digital system to submit all the documents.
Additionally, we see your loan pipeline from your mobile phone. Instant notifications will keep you on the loop with loan review progress. Here are the highlights of our rehab programs:
Up to 90%
(100% rehab financing)
(100% rehab financing)
1 — 5 years
(plus extensions)
(plus extensions)
Rental Property
Enhance your long-term investments with a competitive source of financing. Take advantage of our simple and efficient online loan process.
Our 30-year term rental products help smart investors maximize their cash flows on the growing rental markets. Low-document process allows you to move quickly with no personal income verifications.
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Non-US Resident
Foreign Nationals buying more than 250,000 homes a year in USA. Whether the property is for rental purposes or for their kids, it is always attractive to build generational wealth by investing in real estate.
Every case maybe a little different from the other.
Our goal is to provide the best service and loan terms, and achieve financial goals of a client. Moreover, we offer multilingual services as well.
Residential or Commercial Bridge
Understanding the client’s situation is key when making fast decisions in finance. Here are the highlights of our bridge programs:
Bridge products help you find financing for any property quickly, with minimum documentation requirements. Decisions are based on simple criteria of the realistic value of the property and borrower profile.
Rates
Loan Amount
LTV
Term
Funding Timeline
Rates as low as 6.375%*
100,000 — 20,000,000
Up to 75%
1 — 5 years (plus extensions)
As little as 2 weeks
Property Types
Residential 1-4, Multifamily, Commercial
*subject to investor experience, property type, location, guarantors’ credits, other terms may apply
1 — 5 years
(plus extensions)
(plus extensions)