Esther Howard - Loankea

About Me

Strategist/Mother/Advisor/Dream Facilitator

Director of Innovative Mortgage Solutions

🥇 $150m Loans Processed & 12yrs+ Expertise in Home Financing

⭐ Top 2% of Mortgage Advisors Nationwide ’23

Your journey to financial freedom starts here.

Let’s create your success story together!!!

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Blog & Insights

Interest Only DSCR Loans: How ITIA Instead of PITIA Raises Your Coverage Ratio

Leran how an interest only structure swaps ITIA for PITIA to lift your DSCR ratio and unlock better pricing and leverage.

FIRPTA Withholding Guide for Foreign Sellers of US Real Estate

See FIRPTA withholding rates, Form 8288-B deadlines, and refund timelines for foreign property sellers.

How to Find Profitable Short Term Rental Properties

Learn how to find profitable short term rental properties, calculate returns, research markets, and finance your next Airbnb investment.

Cash-Out Refinance on Investment Property

Learn about LTV limits, DSCR loans, rates, and how Loankea simplifies the refinancing process.

Get a Favorable Mortgage in a Few Steps!